What this Privacy Policy Covers

We have created this privacy policy to demostrate our commitment to the privacy of the user of our websites. Please read the following to learn more about our privacy policy, and how we treat personally identifiable information collected from our visitors and users.

This privacy policy covers all of CarolinasReverse Mortgage.com treatment of personally identifiable information collected in total by CarolinasReverse Mortgage.com through a website owned and operated by CarolinasResverseMortgage.com.  This privacy policy does not apply to the practices of companies that CarolinasReverseMortgage.com does not own or con- trol, or of any persons that CarolinasReverse Mortgage.com does not employ or manage, including any third-party content contributors bound by contract and any third-party websites to which all  CarolinasReverseMortgage.com websites link.

 

Collection and Use of Personal Information

You can visit the websites of CarolinaReverse Mortgage.com without revealing any personal information.

However, CarolinasReverseMortgage.com  needs certain personal information if you wish to purchase our products, register for an affiliate account, receive CarolinasReverse Mortgage.com newsletter, or use certain CarolinasReverseMortgage.com  services.  Where required, this information may include your personal contact information and/or your company contact information. CarolinasReverse Mortgage.com will use this information to reply to your inquiries, to provide you with requested products and services, to set up your member's account, and to contact you regarding new products and services.

By accessing the services of CarolinasReverse Mortgage.com and voluntarily providing us with the requested personal information, you consent to the collection and use of the information in accordance with this privacy policy.

 

Collection and Use of Non-Personal Informa-

tion

CarolinasReverseMortgage.com automatically receives and records non-personal information on our server logs from your browser including your IP address, cookie information and the page you requested. Carolinas ReverseMortgagemay use this information to customize the advertising and content you see and to fulfill your requests for certain products and services. However, CarolinasReverseMortgage does not connect this non-personal data to any personal information collected from you.

 

CarolinasReverseMortgagealso allows third party companies that are presenting advertisements on some of our pages to set and access their cookies on your computer. Again, these cookies are not connected to any personal information. Third party cookie usage is subject to their own privacy policies, and CarolinasReverseMortgage.com assumes no responsi- bility or liability for this usage.

 

Information Sharing and Disclosure

We may disclose your personal information to third parties who work on behalf of us to provide products and services requested by you. We will share personal information for these purposes only with third parties whose privacy policies are consistent with ours or who agree to abide by our policies with respect to personal information.

 

We may otherwise disclose your personal inform- ation when:

·        We have your express consent to share the information for a       

·        We need to respond to subpoenas, court orders or such other legal process;

·        We need to protect the personal safety of the users of our websites or defend the rights or property of CarolinasReverseMortgage.com ;

·        We find that your actions on our websites violate the CarolinasReverseMortgages.com Terms of  Use document or any of our usage guidelines for specific products or services.

 

Consent

If you do not consent to the collection, use or disclosure of your personal information as outlined in this policy, please do not provide any personal information to us. If you have provided personal information to us and no longer consent to its use or disclosure as outlined here in, please notify me at M.H.Brown@AmericanReverse.com

 

 

Security

 

Unfortunately, no data transmission over the Internet can be considered 100% secure. However, your information is protected for your privacy and security. In certain areas of our websites, as identified on the site, we use industry-standard SSL-encryption to protect data transmissions.  We also safeguard your personal information from unauthorized access, through access control procedures, network firewalls and physical security measures.

Further, we retain your personal information only as long as necessary to fulfill the purposes identified above or as required by law.

 

Changes to this Privacy Policy

We may at any time, without notice to you and in its sole discretion, amend this policy from time to time. Please review this policy periodically. Your continued use of our websites after any such amendments signifies your acceptance thereof.